This quote is commonly attributed to various sources, but to my
knowledge it
belongs properly on the lips of Benjamin Franklin.
Regardless of what Ben meant when he said or wrote this, it has come
to mean particular things in the minds of particular people. My own
supposition about his meaning is that - in response to people who tell
others to simply watch and pray - Ben thought that you had to go out
and get it, and if you took action, God would help you.
This seems consistent with his way of life, and obviously reflects his
Deistic theology. Did he believe that God would not help you if
you didn't help yourself? Maybe. Deists can hold to that, and
depending on how deeply he believed in Deism, he may have really
believed that. I can only speculate.
As for us, these days, there seem to be two distinct groups of
meanings people associate with this phrase. The
first is the totally Deistic approach:
Unlike my background, my wife came from a church-going
family. Soon after our marriage, we attended a family meal at my
parent's house. I never remember saying grace over meals growing up,
and my dad, perceptive as always, was sensitive to his new
daughter-in-law's sensibilities. Before the meal, he asked my mother,
somewhat rhetorically, if we shouldn't say grace before eating. My
mother shot back with "Well why should we do that? We raised every bit
of it ourselves." Technically, my mother was right; the vegetables
came from our garden, and the beef from our cattle. Aside from the
butter, flour, sugar, and tea, nothing was purchased. For that was my
mother's religion--the old American canard that "the Lord helps
those who help themselves." But my dad, raised in a Christian
home, was rightfully shocked, recognizing the impart of my mother's
words. She just looked at him, as if to say "well?" That is another
similarity my mother shared with Mrs. Buckley--she never apologized
for anything. [my own bold]
This is the 'its ours/mine and no-one else's' kind of
individualism which is used by those on the left to attack those on
the right these days. It is in fact used to attack all manner of
things, including capitalism, corporations, gun ownership, and so
forth. It is a troubling position, certainly, and one which could
inspire fear in those who are 'have nots'. But in my background, and
in that of many others, the phrase means something quite different.
Now, to be certain, this phrase does not appear in scripture. The
sense in which it was originally said is - and I am not going out on a
limb saying this - completely contrary to Christian teaching. God
helps all, even the helpless. Nonetheless, here is my summary of what
my mother told me some time ago:
Pray like there is no human ability, and work like no prayers avail.
We can fall into the idea that once we have prayed, or perhaps thought
sentimental things about the goodness of God, we have 'done our part'
and God will do the rest. As if! If Paul is correct in his calling he
and Timothy 'co-workers of God' it means precisely that both of the
following are true (both, and not just one or the other

God helps those who help themselves
And
God is not a respecter of persons
This is a way we approximate the truth of the matter; that is, we do
not know the exact will of God in all things. We do know that
participation in the divine nature is not inactivity or passivity; it
is love.
Therefore in consideration of our actions, we hope fervently in the
mercy of God, but we work as though God, like with Abraham's prayers
for Sodom and Gomorrah, is waiting for us to act before He will do His
part.
All of this besides, we all comprehend that when a gift is given, the
recipient must receive. No matter how passive his reception is,
reception is an act on his part. Even the most disabled person can do
this act of reception; and therefore help themselves by receiving the
gift.
As that Fleetwood Mac song says:
"If I could / Maybe I'd give you my world
How can I / When you won't take it from